Direct Mortgage Lending

Providing funding to suit your needs

Our Services

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Flexible & Creative Financing

Alternative Lending
All Classes of Real Estate

Timely Funding

Funding Approval within 24 Hours

Commercial Lending

Providing financing across all classes of real estate investment properties.

Development Lending

From raw land to site servicing we provide funds at any stage in the development timeline.

Construction Lending

Construction financing for all classes of real estate with draw requests funded quickly.

Alternative Lending

For deals that do not fit the narrow appetite of institutional lenders we provide funding with a common sense approach.

Reciprocal Opportunities Incorporated

Reciprocal Opportunities Incorporated (ROI) is a private mortgage lender, investing the funds of its shareholders in mortgages. ROI is a Registered Mortgage Broker (MBA #10058) under the Mortgage Brokers’ Act as licensed by the Financial Services Commission of Ontario.

ROI is a proactive and service driven organization. If you are a Borrower seeking funds, we realize that your time is valuable. Therefore, we strive to make your transactions as efficient as possible. With our normal 24 hour response time to a Borrower’s request for funding, we dedicate our time to ensuring that you do not waste yours.