Since 1997, Reciprocal Opportunities Incorporated (ROI) has been operating as a direct mortgage lender. Over the past two decades, deals funded to date have grown to more than $275 Million. ROI seeks out deals which are mutually beneficial for both parties. ROI does not have pre-determined requirements or a set appetite for deals, which gives it the flexibility to assess each deal by it’s own merit, regardless of asset class. It is our mission to find a solution to fit your needs with common-sense lending and an entrepreneurial approach.