Lending Criteria

A business flyer for ROI Group, a commercial mortgage lender in Southwestern Ontario, featuring company overview, financing areas, loan criteria, and contact information.

As an established, trusted and respected name within the commercial mortgage industry, we remain committed to financing “core” ROI Group lending opportunities.

Take a look at our downloadable criteria for your review and records.

We look forward to providing a direct lending solution for your next commercial mortgage opportunity.

Our Advantages

  • 24 Hour Response on all deal inquiries

  • Prompt Funding

  • Entrepreneurial Approach

  • Focus on Mutually Beneficial Transactions

  • Mortgage Broker Success Fee Program

Street view with historic red brick buildings and storefronts on a sunny day.

Success Fee Program

Connect with us to learn more about our unique Success Fee Program for our Mortgage Broker partners.

Our goal is to have our loyal Mortgage Broker partners earn an ROI Success Fee on every deal funded and renewed.

We appreciate all of the business that is brought forth to ROI Group and this is our way of saying thank you. Continuing to grow our reciprocally beneficial relationships with our Mortgage Broker partners is paramount to us.

  • Basis Points earned as a Success Fee, banked and applied to your next funded deal

  • Basis Points earned on every deal ROI Group renews

  • Incentivized tiers based on successful closings

  • Interest rate buy down opportunities for your borrowers

There is no reason to wait to submit your next deal. Let ROI Group work with you to help close more transactions and grow your earnings too.

Private Financing for residential development site funded by direct commercial mortgage

  • Our maximum Loan to Value is 65% and that applies to deals where income producing properties are the primary focus.

  • ROI Group will truly look at almost any type of commercial mortgage opportunity. However, we primarily finance deals that we consider “core” to ROI Group’s interest. Take a look at our downloadable Lending Criteria for a better understanding of what we like to finance.

  • We typically focus on first mortgage financing only, but can consider second mortgages if the opportunity is right.

  • Yes, as an Ontario based non-bank direct private lender, our focus remains on funding deals within the towns and cities we remain most familiar with.

  • Yes, although we look to fund every deal from internal funds, we are open to funding larger deals with strategic right fit partners.

  • ROI Group has the licensing and capacity to broker deals. However, we are solely committed to being the leading non-bank direct private lender in Ontario and do not broker deals.

  • Although we have asset classes and property types that we fund more regularly than others, we will look at more unique opportunities on a case by case basis. This could include hospitality, self-storage, banquet halls, gas stations, agricultural, or land banking.